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2. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   The federal student loan program was criticized for not adjusting interest rates according to factors under students' control, such as the choice of academic major. Critics have contended that flat-rate pricing contributes to inefficiency and misallocation of resources in higher education and lower productivity in the labor market. [ 15 ]

3. Student loan - Wikipedia

   en.wikipedia.org/wiki/Student_loan

   Federal student loan interest rates are established by Congress and listed in § 20 U.S.C. § 1087E(b). Because the interest rates are established by Congress, interest rates are a political decision. In 2010, the federal student loan program ran a multibillion-dollar "negative subsidy", or profit, for the federal government.

4. What Is the Average Student Loan Interest Rate and Payment? - AOL

   www.aol.com/finance/average-student-loan...

   Research from EducationData.org shows that almost 44 million Americans hold an average federal student loan debt balance of $37,717. Combined, student loan debt in the U.S. adds up to $1.744 trillion.

5. Student Loan Interest Rates: What You Need to Know - AOL

   www.aol.com/student-loan-interest-rates-know...

   Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Since you don’t have ...

6. How to determine whether you have federal student loans - AOL

   www.aol.com/finance/determine-whether-federal...

   Interest rates. Fixed, set every year by Congress. ... Federal student loans are distributed by the federal government and assigned to a lender through the Department of Education.

7. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   In 10 years, the loan program experienced 230% growth in the loan portfolio and 130% growth in the loan recipients. Student loan debt in 2019 is the highest it has ever been. According to the latest loan debt statistics, student loan debt has become the second highest consumer debt category behind mortgage debt. [15]