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2. How to consolidate student loans & why you might want to

   www.aol.com/finance/consolidate-student-loans...

   When you consolidate the Direct Loan Consolidation program, the new loan may feature a longer repayment period and a lower monthly payment. ... Direct Unsubsidized Loans. Federal Insured Student ...

3. Federal student loan consolidation - Wikipedia

   en.wikipedia.org/wiki/Federal_student_loan...

   The Federal Loan Consolidation Program was created in 1986. In 1998, the United States Congress changed the interest rate to the aforementioned fixed rate weighted mean, effective February 1, 1999.

4. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   Direct Unsubsidized: Unlike Subsidized loans, these federal loans do not require students to demonstrate financial need and they are responsible for paying interest on the loan during all periods. If the student chooses not to pay the interest while in school, the interest will accumulate and be added to the principal.

5. Public Service Loan Forgiveness - Wikipedia

   en.wikipedia.org/wiki/Public_Service_Loan...

   Any loan made under the Direct Loan Program can qualify for PSLF. In particular, Subsidized and Unsubsidized Stafford Loans, PLUS Loans, and Federal Direct Consolidation Loans qualify for PSLF. Loans in the FFEL program or Federal Perkins Loans can be consolidated into a Direct Consolidation Loan to become eligible for the program. [5]

6. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   Potentially lower monthly payments: Direct Consolidation Loans have a repayment timeline of up to 30 years, as opposed to the standard repayment period of 10 years. This longer repayment term can ...

7. What Is President Biden’s SAVE Plan for Student Loan ... - AOL

   www.aol.com/president-biden-save-plan-student...

   To qualify for SAVE, you must have a federally held student loan. All direct loans, whether subsidized, unsubsidized or consolidated, are covered under the program, including PLUS loans made to ...