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  2. Teeming and lading - Wikipedia

    en.wikipedia.org/wiki/Teeming_and_Lading

    Teeming and lading is a bookkeeping fraud also known as short banking, delayed accounting, and lapping. It involves the allocation of one customer 's payment to another customer's account to make the books balance, often to hide a shortfall or theft .

  3. Deposit-refund system - Wikipedia

    en.wikipedia.org/wiki/Deposit-refund_system

    A Schematic Representation of Deposit Return Scheme in Scandinavian Countries A container deposit refund facility in Melbourne Australia. A deposit-refund system (DRS), also known as deposit-return system, advance deposit fee or deposit-return scheme, is a surcharge on a product when purchased and a rebate when it is returned.

  4. Deposit insurance - Wikipedia

    en.wikipedia.org/wiki/Deposit_insurance

    Deposit insurance or deposit protection is a measure implemented in many countries to protect bank depositors, in full or in part, from losses caused by a bank's inability to pay its debts when due. Deposit insurance systems are one component of a financial system safety net that promotes financial stability.

  5. Deposit Guarantee Scheme Directive - Wikipedia

    en.wikipedia.org/wiki/Deposit_Guarantee_Scheme...

    The Deposit Guarantee Scheme Directive 2014/49 also referred to as DGS Directive or DGSD is a Directive in EU law that requires bank customers' deposits are guaranteed by member states up to €100,000.

  6. Bank run - Wikipedia

    en.wikipedia.org/wiki/Bank_run

    Government deposit insurance programs can be ineffective if the government itself is perceived to be running short of cash. [23] Bank capital requirements reduces the possibility that a bank becomes insolvent. The Basel III agreement strengthens bank capital requirements and introduces new regulatory requirements on bank liquidity and bank ...

  7. What is a demand deposit account (DDA)? - AOL

    www.aol.com/finance/demand-deposit-account-dda...

    A certificate of deposit (CD) is an example of a time deposit account. CDs come with terms that typically range from three months to 10 years. CDs come with terms that typically range from three ...

  8. Ponzi scheme - Wikipedia

    en.wikipedia.org/wiki/Ponzi_scheme

    A Ponzi scheme claims to rely on some esoteric investment approach, and often attracts well-to-do investors, whereas pyramid schemes explicitly claim that new money will be the source of payout for the initial investments. [2] A pyramid scheme typically collapses much faster because it requires exponential increases in participants to sustain it.

  9. Container-deposit legislation - Wikipedia

    en.wikipedia.org/wiki/Container-deposit_legislation

    Container-deposit legislation (also known as a container-deposit scheme, deposit-refund system or scheme, deposit-return system, or bottle bill) is any law that requires the collection of a monetary deposit on beverage containers (refillable or non-refillable) at the point of sale and/or the payment of refund value to the consumers. When the ...