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The SEPA (Single Euro Payments Area) is a self-regulatory initiative by the European banking sector represented in the European Payments Council, which defines the harmonization of payment products, infrastructures and technical standards (Rulebooks for credit transfer/direct debit, BIC, IBAN, ISO 20022 XML message format, EMV chip cards/terminals).
ISO 20022 is an ISO standard for electronic data interchange between financial institutions. It describes a metadata repository containing descriptions of messages and business processes , and a maintenance process for the repository content.
Besides differences in the schema, there are several other differences between the earlier Office XML schema formats and Office Open XML. Whereas the data in Office Open XML documents is stored in multiple parts and compressed in a ZIP file conforming to the Open Packaging Conventions, Microsoft Office XML formats are stored as plain single monolithic XML files (making them quite large ...
A basic package contains an XML file called [Content_Types].xml at the root, along with three directories: _rels, docProps, and a directory specific for the document type (for example, in a .docx word processing package, there would be a word directory). The word directory contains the document.xml file which is the core content of the document.
Office Open XML (also informally known as OOXML) [5] is a zipped, XML-based file format developed by Microsoft for representing spreadsheets, charts, presentations and word processing documents. Ecma International standardized the initial version as ECMA-376. ISO and IEC standardized later versions as ISO/IEC 29500.
ISO/IEC IS 29500-1:2012—Office Open XML File Formats [1] OASIS Open Document Format for Office Applications (OpenDocument) v1.3 Latest ISO/IEC standardised version ISO/IEC IS 29500-1:2012—Office Open XML File Formats [1] ISO/IEC IS 26300-1:2015—Open Document Format for Office Applications (OpenDocument) v1.2 [2] Language type Markup language
On March 13, 2008, Doug Mahugh, a senior product manager at Microsoft specializing in Office client interoperability and the Open XML file formats, confirmed that version 1.0 of the Open XML Format SDK "will definitely be 100% compliant with the final ISO/IEC 29500 spec, including the changes accepted at the BRM". [80]
The Single Euro Payments Area (SEPA) is a payment integration initiative of the European Union for simplification of bank transfers denominated in euros.As of 2020, there were 36 members in SEPA, [2] consisting of the 27 member states of the European Union, the four member states of the European Free Trade Association (Iceland, Liechtenstein, Norway and Switzerland), and the United Kingdom.