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  2. How to refinance student loans with bad credit - AOL

    www.aol.com/finance/refinance-student-loans-bad...

    How to refinance student loans with bad credit. Refinancing student loans can be a great way to save money on your educational debt. Yet many private lenders require a minimum credit score in the ...

  3. Have Bad Credit? You Can Still Consolidate Some of Your ...

    www.aol.com/finance/bad-credit-still-consolidate...

    Private student loan lenders prefer borrowers with excellent credit, a long credit history, stable income and a low debt-to-income ratio. If your credit score is below 680, Tate Law says you may ...

  4. How to choose a private student loan for college

    www.aol.com/finance/choose-best-private-student...

    Credit history: Your credit score and the information in your credit reports can determine your eligibility for a private student loan and the interest rate you receive.

  5. Types of private student loans - AOL

    www.aol.com/finance/types-private-student-loans...

    There are several types of private student loans, including degree-specific loans, international student loans, bad credit loans, state-specific loan programs, income share agreements, parent ...

  6. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    The biggest student loan lender, Sallie Mae, was formerly a government-sponsored entity, which became private between 1997-2004. A number of financial institutions offer private student loans, including banks like Wells Fargo, and specialized companies. There are also a number of state-affiliated, nonprofit student loan lenders, which account ...

  7. What is student loan refinancing and how does it work? - AOL

    www.aol.com/finance/student-loan-refinancing...

    When you apply for a private student loan, a lender usually performs a hard credit check to assess your credit health, which results in a temporary ding to your credit score. The best time to ...

  8. Federal vs. private student loans: What’s the difference? - AOL

    www.aol.com/finance/federal-vs-private-student...

    Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024

  9. What is a private student loan? - AOL

    www.aol.com/finance/private-student-loan...

    When you apply for a private student loan, a lender typically performs a credit check to assess the risk of lending you money. If you have poor credit or a thin credit profile, it can be tough to ...

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