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  2. Cancellation-of-debt income - Wikipedia

    en.wikipedia.org/wiki/Cancellation-of-debt_income

    If COD income is excluded from gross income, the taxpayer's tax attributes must be reduced, [33] which is done through IRS Form 982 (Reduction of Tax Attributes Due to Discharge of Indebtedness). A taxpayer's tax attributes are, and must be reduced in the following order: [34] Net operating loss (NOL) – Any NOL of the taxable year of the ...

  3. Personal loans: Are they taxable income? - AOL

    www.aol.com/finance/personal-loans-taxable...

    If a personal loan debt is canceled or forgiven, the amount forgiven becomes taxable income. In such cases, you should receive a 1099-C form from the lender that can be used to claim the forgiven ...

  4. What is a 1099-C Cancellation of Debt form? - AOL

    www.aol.com/finance/1099-c-cancellation-debt...

    In most cases, you must report canceled debt as ordinary income on your federal tax return — even if the debt was less than $600 and you never received a Form 1099-C. List your canceled debt on ...

  5. Are personal loans taxable? How personal loans affect your ...

    www.aol.com/finance/personal-loans-affect-tax...

    You cannot deduct payments from your annual income for tax purposes when personal loans are used for personal needs, such as: Debt consolidation . Paying for an emergency expense.

  6. Tax benefits of debt - Wikipedia

    en.wikipedia.org/wiki/Tax_benefits_of_debt

    The $100 of profits turned into $50 of investor income. If, instead the firm finances with debt, then, assuming the firm owes $100 of interest to investors, its profits are now 0. Investors now pay taxes on their interest income, say $30. This implies for $100 of profits before taxes, investors got $70. [1]

  7. Taxation of illegal income in the United States - Wikipedia

    en.wikipedia.org/wiki/Taxation_of_illegal_income...

    Taxation of illegal income in the United States arises from the provisions of the Internal Revenue Code, enacted by the U.S. Congress in part for the purpose of taxing net income. [1] As such, a person's taxable income will generally be subject to the same federal income tax rules, regardless of whether the income was obtained legally or illegally.

  8. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    Tax implications: The IRS counts the forgiven portion of your debt as taxable income, which may result in additional tax liabilities. How to settle debt If you decide you want to try debt ...

  9. Character (income tax) - Wikipedia

    en.wikipedia.org/wiki/Character_(income_tax)

    The IRS characterizes income or loss as a capital gain or loss depending on how the taxpayer generates the gain or loss. When the taxpayer invests in real estate or security and then later sells that piece of real estate or security, the IRS characterizes the amount that exceeds the purchase price as capital income while the amount that falls short of the purchase price is capital loss.