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  2. File:US Code Section 35.pdf - Wikipedia

    en.wikipedia.org/wiki/File:US_Code_Section_35.pdf

    Main page; Contents; Current events; Random article; About Wikipedia; Contact us; Donate

  3. Provisions of the Dodd–Frank Wall Street Reform and Consumer ...

    en.wikipedia.org/wiki/Provisions_of_the_Dodd...

    [61] [62] The final version of the Act prepared by the conference committee included a strengthened Volcker rule by containing language by Senators Jeff Merkley (D-Oregon) and Carl Levin (D-Michigan), covering a greater range of proprietary trading than originally proposed by the administration, except notably for trading in U.S. government ...

  4. Truth in Lending Act - Wikipedia

    en.wikipedia.org/wiki/Truth_in_Lending_Act

    Truth in Lending Act; Long title: An Act to safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by restricting the garnishment of wages; and by creating the National Commission on Consumer Finance to study and make recommendations on the need for ...

  5. Regulatory responses to the subprime crisis - Wikipedia

    en.wikipedia.org/wiki/Regulatory_responses_to...

    Regulators and legislators are considering action regarding lending practices, bankruptcy protection, tax policies, affordable housing, credit counseling, education, and the licensing . Regulations or guidelines can also influence the nature, transparency and regulatory reporting required for the complex legal entities and securities involved ...

  6. Government policies and the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_policies_and...

    preempting, by federal bank regulators, of state consumer laws that restrict predatory lending; federal rules preventing victims of predatory lending from suing financial firms that purchased mortgages from the banks that had issued the original loan to the victims; expansion by Fannie Mae and Freddie Mac into the subprime mortgage market;

  7. Texas federal judge blocks updated fair lending rules - AOL

    www.aol.com/news/texas-federal-judge-blocks...

    A federal judge in Texas on Friday blocked enforcement of new regulations adopted during the Biden administration that sought to overhaul how lenders extend loans and other services to low- and ...

  8. HUD-1 Settlement Statement - Wikipedia

    en.wikipedia.org/wiki/HUD-1_Settlement_Statement

    The HUD-1 Settlement Statement is a standardized mortgage lending form in use in the United States of America on which creditors or their closing agents itemize all charges imposed on buyers and sellers in consumer credit mortgage transactions. The HUD-1 (or a similar variant called the HUD-1A) is used primarily for reverse mortgages and ...

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