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2. Debt consolidation vs. Bankruptcy: Which is right for you?

   www.aol.com/finance/debt-consolidation-vs...

   You have a crippling amount of debt and have exhausted all other debt relief options — including loan modification, debt consolidation, debt settlement and forbearance. You have a lawyer who can ...

3. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   Debt settlement and bankruptcy may eliminate or reduce your debts but will also damage your credit score. Types of debt relief Here’s a closer look at the four best debt relief options and when ...

4. Debt Consolidation vs. Debt Settlement: Which Is Best for You ...

   www.aol.com/debt-consolidation-vs-debt...

   Debt Consolidation vs. Debt Settlement: Key Differences. Financial situation: ... The NFCC reports that clients on DMPs typically become debt-free in 3-5 years. Bankruptcy.

5. Before You File for Bankruptcy, Consider These 3 Alternatives

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   For many years, I was a bankruptcy lawyer. As opposed to when I practiced litigation (suing people and defending lawsuits), bankruptcy was a dream practice. ... Negotiations and debt settlement ...

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

7. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   Avoid bankruptcy: Note that some experts consider debt settlement to be worse than bankruptcy. Debt settlement can also stay on your credit for seven years, and you’ll likely have the penalties ...

8. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these programs ask you to ...

9. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Debt relief companies, also referred to as debt settlement companies, work with your creditors to negotiate better terms for your credit accounts in exchange for a fee. ... Bankruptcy: Although ...