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Personal Independence Payment (abbreviated to PIP and usually pronounced as one word) is a welfare benefit in the United Kingdom that is intended to help working-aged people 16 and over [1] with the extra costs of living with a health condition or a disability. It is available in England, Wales and Northern Ireland but not in Scotland where ...
the Ethical Policy requires that all business accounts are screened at the time of account opening by the staff person dealing with the member. Social and environmental risks of larger business banking loans (non-credit-scored loans) are assessed at the time of the loan application, guided by the Ethical Policy and Lending Policies.
The Standards of Lending Practice for personal customers covers loans, credit cardis, charge cards and overdrafts. The Standards of Lending Practice for business customers covers loans, credit cards, charge cards and overdrafts, with a separate set of Standards covering asset finance. Each section of the Standards contains: A customer outcome;
A second bank rescue package totalling at least £50 billion was announced by the British government on 12 January 2009, as a response to the then-ongoing Financial crisis of 2007–2008. The package was designed to increase the amount of money that banks could lend to businesses and private individuals.
Financial regulation is a broad set of policies that apply to the financial sector in most jurisdictions, justified by two main features of finance: systemic risk, which implies that the failure of financial firms involves public interest considerations; and information asymmetry, which justifies curbs on freedom of contract in selected areas of financial services, particularly those that ...
UK bank HSBC issues the first profit warning in its 142 year history. 17 July 2007 Bear Stearns losses US Investment Bank Bear Stearns announces losses on two hedge funds. 9 Aug 2007 French bank BNP Paribas freezes three investment funds French bank BNP Paribas freezes three investment funds dues to its exposure in the sub-prime mortgage market.
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The Mental Health Act 1983 (c. 20) is an Act of the Parliament of the United Kingdom.It covers the reception, care and treatment of mentally disordered people, the management of their property and other related matters, forming part of the mental health law for the people in England and Wales.