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Many personal loans have origination fees ranging from 1% to 5% of the total loan amount. Some may even charge as much as 10%, or a flat-rate fee. Some may even charge as much as 10%, or a flat ...
The starting APR on personal loans is only 6.40 percent, a fraction of the industry average of 13.50 percent for borrowers with good or excellent credit. Compare lenders before applying
Citi. APR: 11.49% – 20.49% Loan amount: $2,000 to $30,000 Terms: 12 – 60 months Processing speed: Receive your funds the same day you are approved through Citi deposit account.Expect funding ...
Credit Union. APR. Loan Amount. Navy Federal Credit Union. Starts at 8.99%. $250 to $50,000. Service Credit Union. Starts at 10.74%. Up to $50,000. PenFed Credit Union
2. Rocket Loans. Best for 100% online loan process. Rocket is a well-known mortgage lender, but it also offers personal loans of $2,000 to $45,000 ($5,001 to $45,000 in Ohio) through Cross River Bank.
As for its personal loan products, LendingClub offers installment loans for up to $40,000, with terms of three to five years and an APR of 9.57% up to 35.99%. Origination fees may range from 3% to 8%.
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If you’re considering a personal loan, get quotes from several lenders to compare interest rates and loan terms. Don’t forget to read the fine print, including fees and penalties.
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