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Get a loan from your card’s unused credit line with My Chase Loan (SM). Go to chase.com/mychaseloan. Get Fixed monthly payments, at a lower rate than your Standard Purchase APR.
My Chase Loan is a feature of Chase credit cards that allows you to borrow money from your card’s available credit. You pay back a My Chase Loan over a set period of time—based on the loan amount—with a fixed annual percentage rate (APR).
A personal loan, on the other hand, has a fixed APR and may have more available funds than the funds you can get with a credit card. They both come with their pros and cons —and it's important to know which one will work better for you depending on your situation.
Chase Bank grants personal loans with interest rates and terms that are based on your credit and other factors. Find out what Chase loans are available to you, what Chase personal loan rates you might qualify for and decide if any fits your personal finance plan.
Chase online; credit cards, mortgages, commercial banking, auto loans, investing & retirement planning, checking and business banking.
Chase offers Chase Pay Over Time and My Chase Loan, two ways to pay down a large credit card purchase. But it may be worth seeking out other options.
Chase Bank does not offer personal loans. However, it provides other types of loans, such as mortgages, home equity lines of credit (HELOCs), car loans and credit cards.