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Single-pole circuit breakers feed 120 V circuits from one of the 120 V buses within the panel, or two-pole circuit breakers feed 240-volt circuits from both buses. 120 V circuits are the most common, and used to power NEMA 1 and NEMA 5 outlets, and most residential and light commercial direct-wired lighting circuits.
For example, in North America, a unique split-phase system is used to supply to most premises that works by center tapping a 240 volt transformer. This system is able to concurrently provide 240 volts and 120 volts. Consequently, this allows homeowners to wire up both 240 V and 120 V
Where two voltages are given below separated by "/", the first is the root-mean-square voltage between a phase and the neutral connector, whereas the second is the corresponding root-mean-square voltage between two phases (exception: the category shown below called "One Phase", where 240 V is the root-mean-square voltage between the two legs of a split phase).
Current practice is to give separate services for single-phase and three-phase loads, e.g., 120 V split-phase (lighting etc.) and 240 V to 600 V three-phase (for large motors). However, many jurisdictions forbid more than one class for a premises' service, and the choice may come down to 120/240 V split-phase, 208 V single-phase or three-phase ...
Many areas, such as the US, which use (nominally) 120 V, make use of three-wire, split-phase 240 V systems to supply large appliances. In this system a 240 V supply has a centre-tapped neutral to give two 120 V supplies which can also supply 240 V to loads connected between the two line wires.
The most common residential and small commercial service in Canada and the U.S., single split-phase, 240 V, features a neutral and two hot legs, 240 V to each other, and 120 V each to the neutral. The most common three-phase system will have three hot legs, 208 V to each other and 120 V each to the neutral.
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