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  2. Personal loan alternatives for bad-credit borrowers - AOL

    www.aol.com/finance/alternatives-bad-credit...

    While the average personal loan requires a credit score between 610 and 640, peer-to-peer loans may offer loans as low as 600. Funding times are often similar to what personal loan lenders offer.

  3. 10 alternatives to personal loans and who they’re for - AOL

    www.aol.com/finance/alternatives-personal-loans...

    1. Credit cards. People often choose credit cards over personal loans because of the payment flexibility they offer. You can use as much or little of your available credit as you want, versus ...

  4. 6 Riskiest Places To Swipe Your Credit Card and How To ... - AOL

    www.aol.com/riskiest-places-swipe-credit-card...

    Jiggle the Reader: Before you swipe your card at a nonmonitored location like an ATM or fuel pump, give the reader a slight tug. If anything seems loose, don’t use your card there. If anything ...

  5. Alternative financial services in the United States - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial...

    For example, a customer could refinance $10,000 worth of auto loan debt at 7 percent interest into a home equity loan at 18 percent interest. Because the auto loan would have to be paid off in 5 years while the home equity loan would have a 20-year repayment plan, the required monthly payments for the customer would be lower even though the ...

  6. LightStream - Wikipedia

    en.wikipedia.org/wiki/LightStream

    Debuting in March 2013, LightStream is a financial services technology company that provides unsecured, personal loans to people with good credit rating, through a digital process. On April 20, Truist announced that it will fold LightStream into its broader consumer business, a move designed to reduce the costs of operating a separate brand.

  7. Upgrade, Inc. - Wikipedia

    en.wikipedia.org/wiki/Upgrade,_Inc.

    Upgrade, Inc. is an American neobank founded in 2016. [2] It has raised $600 million in equity funding and made over $10 billion in loans since its launch in 2017. [3] [4] [5] Upgrade is headquartered in San Francisco, California with offices in Phoenix, Arizona and Montreal, Quebec, Canada.

  8. Alternative loans for fair credit borrowers - AOL

    www.aol.com/finance/alternative-loans-fair...

    Credit cards have higher interest rates than personal loans, but they are more flexible and can provide rewards. Credit cards are a common alternative to personal loans. If you are able to plan ...

  9. Top 3 alternatives to installment loans - AOL

    www.aol.com/finance/top-3-alternatives...

    Drawbacks. High interest rates compared to personal loans. May come with steep annual fees. Home equity lines of credit. A home equity line of credit (HELOC) is the best option if you’ve built ...

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