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2. HO-5 insurance: what it covers and who might need it - AOL

   www.aol.com/finance/ho-5-insurance-covers-might...

   HO-5 insurance provides some of the broadest protection for your home. Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 ...

3. Types of homeowners insurance - AOL

   www.aol.com/finance/types-homeowners-insurance...

   Key takeaways. The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types.

4. HO-3 vs HO-5 insurance - AOL

   www.aol.com/finance/ho-3-vs-ho-5-202307267.html

   Since HO-5 policies provide broader coverage, they tend to cost more than HO-3 policies. By paying a higher premium, your personal property will be covered for more loss scenarios than if you ...

5. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   Homes covered by an HO-2 Broad policy accounted for 5.15%, which covers only specific named perils. The remaining 2% includes the HO-1 Basic and the HO-8 Modified policies, which are the most limited in the coverage offered. HO-8, also known as older home insurance, is likely to pay only actual cash value for damages rather than replacement. [13]

6. Insurance policy - Wikipedia

   en.wikipedia.org/wiki/Insurance_policy

   Policy form - The definitions, insuring agreement, exclusions, and conditions are typically combined into a single integrated document called a policy form. [25] Some insurers call it a coverage form [25] or coverage part. When multiple coverage forms are packaged into a single policy, the declarations will state as much, and then there may be ...

7. Citizens Property Insurance Corporation - Wikipedia

   en.wikipedia.org/wiki/Citizens_Property...

   Hurricane Andrew in 1992 was the costliest storm the United States had experienced, with $26.5 billion in damage. It took a huge bite out of the reserves for claims held by 30 insurance companies doing business in Florida. Eleven insurance companies were bankrupted, while others stopped writing or renewing property insurance policies in the ...