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You could be eligible for claiming spousal Social Security benefits based on your former spouse's work record even if you're divorced. The catch is that you must have been married for at least 10 ...
Image source: Getty Images. 1. Your spouse must qualify for Social Security retirement benefits. You cannot claim spousal benefits on your partner's work record unless they have a work history ...
Individual RRSP: an individual RRSP is associated with only a single person, called an account holder. With Individual RRSPs, the account holder is also called a contributor, as only they contribute money to their RRSP. Spousal RRSP: a spousal RRSP allows a higher earner, called a spousal contributor, to contribute to an RRSP in their spouse's ...
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The working spouse’s Social Security benefits significantly contribute to their combined retirement income, making it imperative that they both understand and effectively manage their spousal ...
For example, if your full retirement age is 67 and you claim spousal benefits at 62, your monthly check will be reduced by 35% (it would be 30% for retired workers' benefits). If you claim at 64 ...
Claiming spousal benefits from Social Security: How it works When a worker files for benefits from Social Security, the worker’s spouse may be able to claim a benefit based on the worker’s ...
Importantly, your spousal benefit isn't dependent on when your spouse claims their benefit. Additionally, there's no delayed retirement credit for waiting beyond your full retirement age to claim ...