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  2. Income requirements to qualify for a mortgage - AOL

    www.aol.com/finance/income-requirements-qualify...

    Credit score: For a conventional loan, you’ll need at least a 620 FICO score. If you don’t qualify, you might consider an FHA loan , which allows scores as low as 580.

  3. FHA loan requirements for 2024: Here’s how to qualify - AOL

    www.aol.com/finance/fha-loan-requirements-2024...

    Credit score: Minimum credit score of 580 (or 500 with a higher down payment) Down payment: 3.5 percent (or 10 percent with a credit score between 500 and 579)

  4. What credit score is needed to buy a house? - AOL

    www.aol.com/finance/credit-score-needed-buy...

    You might qualify for an FHA loan with a credit score of 500 to 579, with a 10 percent down payment, or with a 3.5 percent down payment if your score is 580 or higher.

  5. What credit score do you need to buy a house? - AOL

    www.aol.com/finance/credit-score-buy-house...

    Down payment and loan-to-value (LTV) ratio: A larger down payment can help you qualify for a mortgage with a lower credit score—putting at least 20% down also might help you avoid having to pay ...

  6. How to improve your credit score for a mortgage - AOL

    www.aol.com/finance/improve-credit-score...

    Type of Loan. Minimum Credit Score. Conventional. 620. Jumbo. 700. FHA. 580 (or 500 with 10 percent down) VA. 620 (VA doesn’t require a minimum credit score, but lenders do)

  7. A mortgage prequalification lets potential homebuyers know how big of a loan they can qualify for. ... your credit score. Mortgage prequalification gives you a basic estimate of the loan amount a ...

  8. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...

  9. Here's the credit score you require to buy a home in 2023 ...

    www.aol.com/finance/heres-credit-score-buy-home...

    A borrower with an exceptional credit score between 760 and 850 can get a 30-year fixed rate mortgage of $300,000 at an average rate of 7.550%, according to FICO.

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