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  2. Continuous-repayment mortgage - Wikipedia

    en.wikipedia.org/wiki/Continuous-repayment_mortgage

    The classical formula for the present value of a series of n fixed monthly payments amount x invested at a monthly interest rate i% is: = ((+))The formula may be re-arranged to determine the monthly payment x on a loan of amount P 0 taken out for a period of n months at a monthly interest rate of i%:

  3. Bad debt - Wikipedia

    en.wikipedia.org/wiki/Bad_debt

    The doubtful debt reserve holds a sum of money to allow a reduction in the accounts receivable ledger due to non-collection of debts. This can also be referred to as an allowance for bad debts. Once a doubtful debt becomes uncollectible, the amount will be written off. [4]

  4. Capital recovery factor - Wikipedia

    en.wikipedia.org/wiki/Capital_recovery_factor

    A capital recovery factor is the ratio of a constant annuity to the present value of receiving that annuity for a given length of time. Using an interest rate i, the capital recovery factor is: = (+) (+) where is the number of annuities received. [1]

  5. Good debt vs. bad debt: How different debts affect your finances

    www.aol.com/finance/good-debt-vs-bad-debt...

    Good debt is preferable because it builds value, but there are cases where bad debt is the best choice. For instance, using a loan to buy a reliable car to get you to and from work is a good use ...

  6. What are annuities and how do they work? - AOL

    www.aol.com/finance/annuities-163446674.html

    Fixed: A fixed annuity guarantees you a minimum rate of return on your investment and will pay out over a fixed term. Variable: A variable annuity allows you to put your money into various ...

  7. Retirement annuities: Pros and cons of annuity investing - AOL

    www.aol.com/finance/retirement-annuities-pros...

    Annuity contracts offer several options for what happens to an annuity after you die, though they vary by annuity and insurer. The contracts will typically offer an option to designate ...

  8. Actuarial notation - Wikipedia

    en.wikipedia.org/wiki/Actuarial_notation

    Actuarial notation is a shorthand method to allow actuaries to record mathematical formulas that deal with interest rates and life tables.. Traditional notation uses a halo system, where symbols are placed as superscript or subscript before or after the main letter.

  9. What Are Annuities and How Do They Work? - AOL

    www.aol.com/ultimate-guide-annuities-2023...

    An annuity is a financial product that pays out a fixed amount of money, usually in a series of payments. Annuities are popular -- sales of annuities increased by 22% in 2022 as compared to 2021...

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