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Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.
The face amount of the policy is the initial ... This type of insurance is designed to cover specific funeral expenses that the ... subject to a maximum tax-deferred ...
Estates above these amounts would be subject to estate tax, but only for the amount above the exemption. For example, assume an estate of $3.5 million in 2006. There are two beneficiaries who will each receive equal shares of the estate. The maximum allowable credit is $2 million for that year, so the taxable value is therefore $1.5 million.
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Extraordinary medical benefits coverage limits option: This option provides more robust coverage, by offering an amount above the maximum that is usually paid out in a claim, which is $100,000 ...
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