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  2. How to protect yourself from debt relief and credit scams - AOL

    www.aol.com/finance/debt-relief-credit-scams...

    Debt consolidation: Debt consolidation replaces multiple existing debts with one large debt, ideally with a lower interest rate. Combining many debts into one account allows you to make just one ...

  3. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Receiving a call, email or letter from a company purporting to be a debt collector can spark alarm. Before disclosing any information, look for these eight signs of a fake debt collection scam. 1.

  4. Is this text a scam? What to do when a debt collection text ...

    www.aol.com/text-scam-debt-collection-text...

    Fake debt collection is one of many all-too-familiar text scams. However, sometimes scammers will use an existing business's name and information to fake legitimacy. ... not every text or call ...

  5. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    Working with a debt management company can result in less debt or a faster payoff — but there are often hefty fees, often up to 25 percent of the debt enrolled, attached to the services.

  6. Identify legitimate AOL websites, requests, and communications

    help.aol.com/articles/identify-legitimate-aol...

    • Fake email addresses - Malicious actors sometimes send from email addresses made to look like an official email address but in fact is missing a letter(s), misspelled, replaces a letter with a lookalike number (e.g. “O” and “0”), or originates from free email services that would not be used for official communications.

  7. 5 Warning Signs of a Debt Relief Scam - AOL

    www.aol.com/finance/5-warning-signs-debt-relief...

    The combination of a global pandemic and soaring inflation has left many Americans with mountains of debt. The total household debt in the U.S. rose by $351 billion (2.2%) to reach $16.51 trillion ...

  8. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    Debt consolidation can be accomplished with a personal loan or credit card, depending on your needs. Competitive rates typically go to those with good to excellent credit — FICO credit scores of ...

  9. These are the best debt relief options — which is ... - AOL

    www.aol.com/finance/different-debt-relief...

    Debt consolidation. Debt consolidation combines multiple debts under a new personal loan or credit card to streamline repayment. Consolidating makes the most sense if you qualify for a lower rate ...