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Casualty insurance is a defined term [1] which broadly encompasses insurance not directly concerned with life insurance, health insurance, or property insurance. Casualty insurance is mainly liability coverage of an individual or organization for negligent acts or omissions. [ 2 ]
The exams are known for their difficulty. [1] [2] CPCU designation holders are also bound by a Professional Code of Ethics, and must satisfy educational and experience requirements. [1] Designation holders have formed a professional society, the Chartered Property Casualty Underwriter (CPCU) Society.
The Casualty Actuarial Society (CAS) is a leading international professional society of actuaries, based in North America, and specializing in property and casualty insurance. [3] The two levels of CAS membership are Associate (ACAS) and Fellow (FCAS). Requirements for these levels of membership include a comprehensive series of exams. [4]
The word "casualty" has been used since 1844 in civilian life. [1] In civilian usage, a casualty is a person who is killed, wounded or incapacitated by some event; the term is usually used to describe multiple deaths and injuries due to violent incidents or disasters.
A casualty loss is a type of tax loss that is a sudden, unexpected, or unusual event. [1] Damage or loss resulting from progressive deterioration of property through a steadily operating cause would not be a casualty loss. “Other casualty” are events similar to “fire, storm, or shipwreck.”
The human musculoskeletal system (also known as the human locomotor system, and previously the activity system) is an organ system that gives humans the ability to move using their muscular and skeletal systems. The musculoskeletal system provides form, support, stability, and movement to the body.
The use of words and arrows (known in network theory as nodes and edges) to construct directed graph models of cause and effect dates back, at least, to the use of path analysis by Sewall Wright in 1918.
Cause-in-fact is determined by the "but for" test: But for the action, the result would not have happened. [1] For example, but for running the red light , the collision would not have occurred.) The action is a necessary condition, but may not be a sufficient condition, for the resulting injury.
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