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  2. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

    www.aol.com/best-auto-loan-rates-first-160019538...

    The better your credit score, the better your interest rate. Super prime credit is between 781 and 850 and will get you the lowest rate. Even if you can get your score between 661 and 780, you’d ...

  3. I Just Paid Off My Auto Loan. Here's Why My Score Went Down

    www.aol.com/just-paid-off-auto-loan-124513036.html

    And as soon as the "paid in full" designation hit my credit report, my FICO® Score dropped by about 10 points. Paying off a vehicle is a good time to see if you can lower your car insurance payments.

  4. Beyond your driving record: Can your credit score affect your ...

    www.aol.com/finance/car-insurance-credit-score...

    In most states, your credit score can be used to calculate your car insurance premium. And insurers are taking advantage of that, with 92% of carriers adding your credit score to their insurance ...

  5. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash). There are two primary methods of borrowing money to buy a car: direct and indirect. A direct loan is one that the borrower arranges with a lender directly. Indirect financing is arranged by the car dealership where the car is purchased.

  6. Autotrader.com - Wikipedia

    en.wikipedia.org/wiki/Autotrader.com

    Autotrader.com, Inc. is an American online marketplace for car buyers and sellers, founded in 1997. It aggregates new, used, and certified second-hand cars from dealers and private sellers. The site also provides users with automotive reviews, shopping advice, and comparison tools for car financing and insurance information. [1]

  7. Insurance score - Wikipedia

    en.wikipedia.org/wiki/Insurance_score

    An insurance score – also called an insurance credit score – is a numerical point system based on select credit report characteristics. There is no direct relationship to financial credit scores used in lending decisions, as insurance scores are not intended to measure creditworthiness, but rather to predict risk .

  8. Georgia has one of the highest rates of late car note ... - AOL

    www.aol.com/news/georgia-one-highest-rates-car...

    The average monthly car loan payment in the Peach State is just shy of $600. Here’s what you need to know. Georgia has one of the highest rates of late car note payments in the US, data shows

  9. FICO - Wikipedia

    en.wikipedia.org/wiki/FICO

    FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. [2] Its FICO score, a measure of consumer credit risk, [3] has become a fixture of consumer lending in the United ...