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  2. Types of retirement plans and which to consider - AOL

    www.aol.com/finance/types-retirement-plans...

    Pension plans and cash balance accounts are common examples of defined benefit plans. ... This is a retirement account established by a small business owner or self-employed person for themselves ...

  3. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

  4. Roth IRAs: What they are, how they work and how to open one - AOL

    www.aol.com/finance/what-is-a-roth-ira-123943445...

    A rollover is when you move or “roll over” funds from one retirement account to another retirement account. So for example, if you leave your job, you can transfer funds from your employer ...

  5. What is an annuity? Here’s what you need to know before ...

    www.aol.com/finance/what-is-an-annuity-200110157...

    For example, if your exclusion ratio is 75%, then $750 of every $1,000 payment would be tax-free return of principal, while $250 would be taxable earnings. ... Tax-advantaged retirement accounts.

  6. Individual retirement account - Wikipedia

    en.wikipedia.org/wiki/Individual_retirement_account

    An individual retirement account [1] (IRA) in the United States is a form of pension [2] provided by many financial institutions that provides tax advantages for retirement savings. It is a trust that holds investment assets purchased with a taxpayer's earned income for the taxpayer's eventual benefit in old age.

  7. Comparison of 401(k) and IRA accounts - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_401(k)_and...

    This is a comparison between 401(k), Roth 401(k), and Traditional Individual Retirement Account and Roth Individual Retirement Account accounts, four different types of retirement savings vehicles that are common in the United States.

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