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2. Student loans and bankruptcy: What you need to know - AOL

   www.aol.com/finance/student-loans-bankruptcy...

   Key takeaways. To get student loans discharged, you'll need to prove that they cause you "undue hardship." Borrowers can choose between Chapter 7 and Chapter 13 bankruptcy, but they must file a ...

3. Private student loan (United States) - Wikipedia

   en.wikipedia.org/wiki/Private_student_loan...

   A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...

4. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   According to Sallie Mae, as of 2021, 1 in 8 families are using private student loans when federal financing does not cover all college costs. [41] In July 2021, the U.S. Second Circuit Court of Appeals ruled that private student loans are dischargeable in bankruptcy, [42] following two other cases. [43]

5. Student Loan Borrowers Are Filing Bankruptcy to Avoid ... - AOL

   www.aol.com/student-loan-borrowers-filing...

   Student loan payments resumed in October 2023, with the average payment estimated at $200 to $299 per month, according to U.S. Federal Reserve data reported on by Fox Business. See: Biden Cancels...

6. Private student loan bankruptcy: Everything you need to know

   www.aol.com/finance/private-student-loan...

   Discharging your private student loans is a complex process. For premium support please call: 800-290-4726 more ways to reach us

7. Educational Credit Management Corporation - Wikipedia

   en.wikipedia.org/wiki/Educational_Credit...

   Since 1994, ECMC has operated in the areas of student loan bankruptcy management and loan collection. ECMC is one of a number of guaranty agencies that oversee student loans for the United States Department of Education. As a guarantor working on behalf of the U.S. Department of Education, ECMC charges fees to debtors and earns commissions from ...