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Community Bank, N.A. (CBNA), is a commercial bank serving customers in Upstate New York, Northeastern Pennsylvania, Vermont and Massachusetts. It is the wholly owned national banking subsidiary of Community Financial System, Inc. (CFSI). Community Bank is headquartered in DeWitt, New York, a suburb of Syracuse.
A community bank is a depository institution that is typically locally owned and operated. [citation needed] Community banks tend to focus on the needs of the businesses and families where the bank holds branches and offices. Lending decisions are made by people who understand the local needs of families, businesses, and farmers.
[3] [4] The company wholly owns Commercial Bank & Trust of PA under the Bank Holding Company Act. [5] The company's principal business is the operation of Commercial Bank & Trust of PA, which offers various commercial banking and trust services including offering deposit services, providing financial counseling, investing and extending credit.
Fulton Financial Corp. has over $30 billion [1] in assets and operates as Fulton Bank. It has over 200 banking centers that provide financial services throughout Pennsylvania, Maryland, Delaware, New Jersey, New York(until September 2024) and Virginia. [2]
Somerset Trust Company's creation as a state-chartered bank in Pennsylvania allowed them to provide bonding activities and financial services The First National Bank of Somerset was unable to perform. [4] George R. Scull remained director and president of both The First National Bank of Somerset and Somerset Trust Company until he died in 1935.
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That distinction went to the First Pennsylvania Bank, the "Pennsylvania Company for Insurance on Lives and Granting Annuities." While founded as an insurance company in 1809 (chartered 1812), [1] it traces back to an even earlier banking dynasty. The Bank of North America was chartered in 1781 by the Continental Congress as America's first bank ...
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