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If you signed your mortgage in 2020 or 2021, then you probably locked in a pretty great rate on that loan. But if you signed your mortgage in late 2022 or 2023, it was probably a very different story.
The average rate on the 15-year fixed mortgage rose to 6.10% from 6.02% last week. One year ago, the rate on the 15-year fixed note averaged 6.56%. Original article source: Mortgage demand jumps ...
Mortgage rates have eased slightly in recent weeks after spending much of 2024 trending higher. The average rate for a 30-year fixed-rate mortgage was 6.95% as of July 3, according to Freddie Mac....
Still, Ryan called the drop in mortgage rates “a turning point for the housing market,” in that they probably won’t go back to a 7% handle and existing home sales should be slightly better.
The 30-year mortgage averaged 6.09% on Sept. 19, according to Freddie Mac. It's a big drop from a 7.79% spike last October. Where are rates headed?
“That will represent a marginal improvement to affordability, but mortgage rates are not very likely to come down to the 3% rates that were averaged as recently as 2021.”
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