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  2. Equal Credit Opportunity Act - Wikipedia

    en.wikipedia.org/wiki/Equal_Credit_Opportunity_Act

    The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...

  3. Bank regulation in the United States - Wikipedia

    en.wikipedia.org/wiki/Bank_regulation_in_the...

    The Equal Credit Opportunity Act (ECOA) of 1974, implemented by Regulation B, requires creditors which regularly extend credit to customers—including banks, retailers, finance companies, and bank-card companies—to evaluate candidates on creditworthiness alone, rather than other factors such as race, color, religion, national origin, or sex ...

  4. The Equal Credit Opportunity Act became law 50 years ago ...

    www.aol.com/finance/equal-credit-opportunity-act...

    The Equal Credit Opportunity Act of 1974 (ECOA), signed by President Gerald Ford 50 years ago on Oct. 28, 1974, changed that. It prevented creditors from discriminating against an applicant ...

  5. Age discrimination in the United States - Wikipedia

    en.wikipedia.org/wiki/Age_discrimination_in_the...

    The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted 28 October 1974, [3] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of (among other things) age, provided the applicant has the capacity to contract.

  6. It’s only been 50 years since women had the right to their ...

    www.aol.com/finance/only-50-years-since-women...

    This week marks the 50th anniversary of the Equal Credit Opportunity Act, the legislation that for the first time made it illegal for banks to require women to have a male cosigner to receive a ...

  7. Consumer Financial Protection Bureau - Wikipedia

    en.wikipedia.org/wiki/Consumer_Financial...

    The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector.CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, for-profit colleges, and other financial companies operating in the ...

  8. Housing discrimination in the United States - Wikipedia

    en.wikipedia.org/wiki/Housing_discrimination_in...

    The Equal Credit Opportunity Act of 1974 and Community Reinvestment Act of 1977 helped with discrimination in mortgage lending and lenders' problems with credit needs. [20] The Fair Housing Amendments Act of 1988 was passed to give the federal government the power to enforce the original Fair Housing Act to correct past problems with ...

  9. Mortgage discrimination - Wikipedia

    en.wikipedia.org/wiki/Mortgage_discrimination

    In addition to ECOA and FHA, the Civil Rights Act of 1866, as amended, provides that "[a]ll citizens of the United States shall have the same right, in every State and Territory, as is enjoyed by white citizens thereof to inherit, purchase, lease, sell, hold, and convey real and personal property". 42 U.S.C. § 1982.