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A credit analyst [1] [2] is a person employed by an organization to analyze the credit worthiness of customers and potential customers, and to assist in the ongoing management, classification and quantification of credit risk thereafter. See Credit analysis § Role and Financial analyst § Corporate and other for discussion.
One objective of credit analysis is to look at both the borrower and the lending facility being proposed and to assign a risk rating.The risk rating is derived by estimating the probability of default by the borrower at a given confidence level over the life of the facility, and by estimating the amount of loss that the lender would suffer in the event of default.
Financial analysts can work in a variety of industries. A large proportion of them are employed by mutual-and pension funds, hedge funds, securities firms, banks, investment banks, insurance companies, and other businesses, helping these companies or their clients make investment decisions. [6]
A credit assistant is a person employed by an organization to provide support services to credit managers, credit analysts and other members of the credit department. This position is often entry level. [1] Job responsibilities may include: Collections; Gathering credit reports, financial histories and other data for credit analysts
Credit management is the process of granting credit, setting the terms on which it is granted, recovering this credit when it is due, and ensuring compliance with company credit policy, among other credit related functions.
The ABGC certifies and recertifies qualified genetic counseling professionals. In this way, the work of the ABGC protects the public and promotes the ongoing growth and development of the genetic counseling profession. [53] Certified Dietitian or Certified Dietitian Nutritionist CD or CDN (State) Department of Health.
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