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2. 10 alternatives to personal loans and who they’re for - AOL

   www.aol.com/finance/alternatives-personal-loans...

   Alternative personal loan options include credit cards, home equity loans and buy now, pay later plans. ... see if you qualify for a balance transfer card with a 0 percent intro APR. If you pay ...

3. Best Credit Unions for Personal Loans in 2024 - AOL

   www.aol.com/best-credit-unions-personal-loans...

   With a Digital Federal Credit Union personal loan, you can reduce your interest rate by 0.50% if you pay electronically or qualify for Plus or Relationship benefits on your DCU checking.

4. Should you use a personal loan to pay your taxes? - AOL

   www.aol.com/finance/loan-to-pay-taxes-124723856.html

   A personal loan may offer a cheaper way out of tax debt if you can meet 3 key criteria. ... 8% + 0.25% monthly penalty. $227.84 ... • Longer repayment terms available than personal loans • No ...

5. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   Interest rates on unsecured loans are nearly always higher than for secured loans because an unsecured lender's options for recourse against the borrower in the event of default are severely limited, subjecting the lender to higher risk compared to that encountered for a secured loan. An unsecured lender must sue the borrower, obtain a money ...

6. Introductory rate - Wikipedia

   en.wikipedia.org/wiki/Introductory_rate

   An introductory rate (also known as a teaser rate) is an interest rate charged to a customer during the initial stages of a loan. The rate, which can be as low as 0%, is not permanent and after it expires a normal or higher than normal rate will apply. [1] The purpose of the introductory rate is to market the loan to customers and to seem ...

7. 0% finance - Wikipedia

   en.wikipedia.org/wiki/0%_finance

   The financial mathematics behind the 0% finance scheme is somewhat complex, as the calculation differs with respect to the type of product and the country. [1] These deals are offered by finance companies or banks in conjunction with a manufacturer or dealer network. The schemes offer "zero percent" finance, where a customer pays for the ...