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A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs (VA), specifically for eligible active-duty military, veterans and surviving spouses.
USDA loan – As with a VA loan, a USDA loan doesn’t require a down payment, but it’s only for borrowers in designated rural areas. USDA loans also come with income restrictions, and the ...
VA loan process FAQs. What are the benefits of VA loans vs. other types of loans? The biggest benefit of a VA loan is that you may be able to qualify for one without paying any money upfront ...
Unique to VA loans, the VA Funding Fee ranges from 1.25 percent to 3.3 percent of the loan amount, depending on the size of your down payment and whether it’s your first time getting a VA loan ...
The VA doesn’t heavily regulate the loans it backs or set borrower qualifications, but the lender issuing the VA loan applies its own underwriting criteria. As a result, factors like an ...
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