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  2. How to get a defensive driving discount on your auto insurance

    www.aol.com/finance/how-to-get-defensive-driving...

    Usage-based insurance programs (UBIs), including “telematics” programs, track your driving habits through an app or device and reward safe driving with discounts. While drivers can save ...

  3. Restrictions on cell phone use while driving in the United ...

    en.wikipedia.org/wiki/Restrictions_on_cell_phone...

    The laws regulating driving (or "distracted driving") may be subject to primary enforcement or secondary enforcement by state, county or local authorities. [1]All state-level cell phone use laws in the United States are of the "primary enforcement" type — meaning an officer may cite a driver for using a hand-held cell phone without any other traffic offense having taken place — except in ...

  4. Telematics car insurance: Is the discount worth sharing your ...

    www.aol.com/finance/car-insurance-telematics...

    Telematics car insurance programs offer discounts up to 40% for letting insurers monitor your driving habits through a plug-in device or smartphone app, but the savings come with important privacy ...

  5. Distracted driving: Why staying safe means staying focused - AOL

    www.aol.com/finance/distracted-driving-why...

    Use technology to your advantage: Most cell phones have free safe driving features that help prevent drivers from using their phones while driving. Apple has Driving Focus, which when activated ...

  6. Mobile phones and driving safety - Wikipedia

    en.wikipedia.org/wiki/Mobile_phones_and_driving...

    Mobile phone use while driving is common but it is dangerous due to its potential for causing distracted driving and subsequent crashes. Due to the number of crashes that are related to conducting calls on a phone and texting while driving, some jurisdictions have made the use of calling on a phone while driving illegal in an attempt to curb ...

  7. Texting while driving - Wikipedia

    en.wikipedia.org/wiki/Texting_while_driving

    Texting while driving is generally outlawed for drivers in all states and the District of Columbia except Montana and formerly Missouri until August 28, 2023, when a law took effect banning cell phone use while driving. Citations will be issued for violation beginning January 1, 2025.

  8. Year-end financial checklist: Your guide to reviewing and ...

    www.aol.com/financial-planning-checklist...

    You can also consider usage-based insurance programs that track your driving habits through an app or device. These programs often reduce premiums by 10% to 40% for safe, low-mileage drivers.

  9. Distracted driving - Wikipedia

    en.wikipedia.org/wiki/Distracted_driving

    A woman texting while driving. Distracted driving is the act of driving while engaging in other activities which distract the driver's attention away from the road. . Distractions are shown to compromise the safety of the driver, passengers, pedestrians, and people in oth