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  2. Equal Credit Opportunity Act - Wikipedia

    en.wikipedia.org/wiki/Equal_Credit_Opportunity_Act

    The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...

  3. Bank regulation in the United States - Wikipedia

    en.wikipedia.org/wiki/Bank_regulation_in_the...

    The Equal Credit Opportunity Act (ECOA) of 1974, implemented by Regulation B, requires creditors which regularly extend credit to customers—including banks, retailers, finance companies, and bank-card companies—to evaluate candidates on creditworthiness alone, rather than other factors such as race, color, religion, national origin, or sex ...

  4. Riegle–Neal Interstate Banking and Branching Efficiency Act ...

    en.wikipedia.org/wiki/Riegle–Neal_Interstate...

    (A) IN GENERAL.—If a foreign bank acquires a bank or a branch of a bank, in a State in which the foreign bank does not maintain a branch, and such acquired bank is, or is part of, a regulated financial institution (as defined in section 803 of the Community Reinvestment Act of 1977), the Community Reinvestment Act of 1977 shall continue to ...

  5. How long does it take to get a small business loan from a bank?

    www.aol.com/finance/long-does-small-business...

    When you apply for a loan, the lender will ask for basic documents, like financial statements and revenue reports. But the lender may ask for additional information as it goes through your ...

  6. What documents are required for bank business loans? - AOL

    www.aol.com/finance/documents-required-bank...

    You can apply for these loans through traditional banks, though they are funded differently from conventional business loans. SBA 7(a) loans are the most common type of SBA loan.

  7. Illinois Department of Financial and Professional Regulation

    en.wikipedia.org/wiki/Illinois_Department_of...

    The Illinois Department of Financial and Professional Regulation (IDFPR) is the Illinois state government code department [1] [2] that through its operational components, the Division of Banking, Division of Financial Institutions, Division of Professional Regulation, and Division of Real Estate, oversees the regulation and licensure of banks and financial institutions, real estate businesses ...

  8. Financial Institutions Reform, Recovery, and Enforcement Act ...

    en.wikipedia.org/wiki/Financial_Institutions...

    [3] These rules increased pressure on banks to make mortgage home loans to inner-city and rural areas. [4] Savings and loans were no longer allowed to acquire "junk bonds" (aka High-yield debt) and were required to dispose of their holdings of these bonds by 1994. They were also required to mark them to the lower of cost or market value.

  9. What is the difference between a fast business loan and a ...

    www.aol.com/finance/difference-between-fast...

    Fast small business loans. Traditional small business loans. Speed of approval. Minutes to hours. Days to months. Funding speed. 1 to 3 days. 1 to 7 days. Eligibility requirements

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