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Dental insurance helps pay for the cost of necessary dental care. Few medical expense plans include coverage for dental expenses. About 97% of dental benefits in the United States is provided through separate policies from carriers—both stand-alone and medical affiliates—that specialize in this coverage.
In 1995, The Associated Group acquired Community Mutual Insurance, a provider of Blue Cross and Blue Shield insurance plans in Ohio with over 1.9 million policy holders), then set up Anthem Blue Cross and Blue Shield. [16] [17] In 1996, The Associated Group changed its name to Anthem Insurance Company. [17]
While the Cleveland Clinic has renewed its pact with Anthem, patients of Summa Health are waiting to hear whether the insurer will remain in-network for them, too, after Dec. 31.
With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
Location. Plan. Premium. Dental coverage. Maximum cost for health services. Kaiser Permanente Senior Advantage Basic (HMO) $0. preventive and comprehensive (with limits)
UnitedHealthcare's (UHC) Medicare plans often cover routine preventive dental services. Out-of-pocket costs may apply. Learn more about UHC here.
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