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  2. 78% of aspiring homeowners say affordability is a challenge ...

    www.aol.com/finance/78-aspiring-homeowners...

    Upfront costs of buying a house Down payment. The down payment is the part of the home’s purchase price you pay upfront, rather than financing it through a mortgage. If you’re buying a ...

  3. How to save for a home down payment when rates are falling - AOL

    www.aol.com/finance/save-home-down-payment-rates...

    Down payment assistance programs are grants and low-interest loans that organizations provide to buyers to put toward their down payment or closing costs. You’ll need to meet the program’s ...

  4. How much is a down payment on a house? - AOL

    www.aol.com/finance/much-down-payment-house...

    Loan Type. Down Payment Minimum. Conventional conforming loan. 3 percent. Jumbo loans. 10 percent. FHA loan. 3.5 percent. VA loan. Zero percent. USDA loan. Zero percent

  5. What is a down payment? - AOL

    www.aol.com/finance/down-payment-180952544.html

    What is the minimum down payment for a house? For conventional loans, the minimum mortgage down payment is 3 percent. FHA loans require a down payment of 3.5 percent with a credit score of 580 or ...

  6. How to get a mortgage - AOL

    www.aol.com/finance/mortgage-180956822.html

    The minimum down payment ranges from 3 to 3.5 percent of the home’s purchase price for fixed-rate conventional loans and FHA loans, respectively. On a $400,000 home, for example, that range ...

  7. Average down payment on a house - AOL

    www.aol.com/finance/average-down-payment-house...

    The minimum down payment needed for a mortgage depends on the cost of the home and the type of mortgage. ... You might have heard you’ll need a 20 percent down payment to buy a home. While there ...

  8. Do I really need a 20 percent down payment for a house? - AOL

    www.aol.com/finance/really-20-percent-down...

    The median price for an existing home in the U.S. was $379,100 as of January 2024. A 20 percent down payment on a home at this price would come to $75,820. Regardless of price or loan type, though ...

  9. How much should a house down payment be? - AOL

    www.aol.com/finance/much-house-down-payment...

    If you’re a first-time homebuyer feeling worried by the 20% down payment guidance commonly quoted, know that a down payment can actually be much lower—for example, 3% to 5% depending on loan ...