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The post How to Calculate Spousal Social Security Benefits appeared first on SmartReads by SmartAsset. Fact-Checked by: Jeff White | Edited by: Mike Obel If you’re grappling with the best way to ...
The base spousal benefit is equal to one-half of the higher-earning spouse's primary insurance amount -- i.e., the Social Security benefit they would be entitled to if they claimed at their full ...
Image source: Getty Images. 1. Your spouse must qualify for Social Security retirement benefits. You cannot claim spousal benefits on your partner's work record unless they have a work history ...
The Social Security Administration bases your spousal benefit on the benefit your partner is eligible for at their full retirement age (FRA). This is 66 to 67, depending on their birth year. This ...
Image source: Getty Images. Qualification 2: You're at least 62 years old. Just like Social Security retirement benefits, you generally must be at least 62 to claim a spousal benefit.The same full ...
The spouse or divorced spouse of a retirement beneficiary is eligible for a Social Security spouse benefit if the spouse or divorced spouse is 62 or older. The benefit amount is equal to 50 percent of the retirement beneficiary's Primary Insurance Amount (PIA) if the spouse claims the benefit at the full retirement age or later.
But if your retirement benefit were $800, the Social Security Administration would give you the $800 of your own benefit plus $200 of your spousal benefit, bringing you to a $1,000 monthly check ...
With both types of benefits, the most you can collect is 50% of your spouse's or ex-spouse's benefit amount at their full retirement age. Starting in 2025, the maximum possible benefit at full ...