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A spouse’s Social Security benefit is directly tied to the payout that the primary beneficiary receives. If your spouse files for benefits at age 62, your spousal benefit will be permanently ...
The file-and-suspend rule previously allowed an individual at full retirement age or older to apply for Social Security benefits and immediately suspend them so his spouse could collect spousal ...
Image source: Getty Images. 1. How your claiming age impacts your benefit. Just like when applying for personal retirement benefits from Social Security, when you claim spousal benefits can have a ...
Spousal Benefits. A Social Security spousal rule that has been around for decades officially ends this year for everyone except those who were 70 on Jan. 1, 2024. The rule allows recipients to ...
This switch is what was known as “file and suspend,” a strategy that was eliminated through The Bipartisan Budget Act of 2015. ... collector of spousal benefits — file for Social Security ...
For decades, a Social Security spousal rule has allowed those planning for retirement to switch between their benefits and spouses to receive the maximum amount. That rule is scheduled to end this...
Your spousal Social Security benefit will be based on the amount of benefits your husband or wife is eligible to receive at their full retirement age. If you wait to claim spousal benefits until ...
Suspended benefits would automatically resume at 70, or you could choose to resume Social Security benefits earlier, but you’d only receive delayed retirement credits for the period when ...