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  2. Commercial general liability insurance - Wikipedia

    en.wikipedia.org/wiki/Commercial_general...

    In the United States insurance market this is known as Commercial General Liability (CGL). It is the "first line" of coverage that a business typically purchases, [ 1 ] and covers many of the common risks that can happen to any type of business, such as bodily injury or property damage on the business premises or due to the business operations ...

  3. General insurance - Wikipedia

    en.wikipedia.org/wiki/General_insurance

    General insurance is typically defined as any insurance that is not determined to be life insurance. It is called property and casualty insurance in the United States and Canada and non-life insurance in Continental Europe. In the United Kingdom, insurance is broadly divided into three areas: personal lines, commercial lines and London market.

  4. Insurability - Wikipedia

    en.wikipedia.org/wiki/Insurability

    In the U.S., flood risk is insured by the federal government. An instance where the question whether insurability exists is contested is the case of nanotechnology. [5] In commercial fire insurance it is possible to find single properties whose total exposed value is well in excess of any individual insurer's capital constraint.

  5. Liability insurance - Wikipedia

    en.wikipedia.org/wiki/Liability_insurance

    Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.

  6. Owner-controlled insurance program - Wikipedia

    en.wikipedia.org/wiki/Owner-controlled_insurance...

    An owner controlled insurance program (OCIP) is an insurance policy held by a property owner during the construction or renovation of a property, which is typically designed to cover virtually all liability and loss arising from the construction project (subject to the usual exclusions).

  7. California homeowners insurance market tested as fires rage

    www.aol.com/finance/california-homeowners...

    Insurance is a capital-intensive business with thin profit margins, and many insurers have been hemorrhaging money in California in recent years as wildfires intensify. 2018’s Camp Fire in ...

  8. No taxes on Social Security checks? Here’s what Trump’s ...

    www.aol.com/finance/no-taxes-social-security...

    Commercial real estate has beaten the stock market for 25 years — here's how savvy investors can become the landlord of Walmart, Whole Foods or Kroger Car insurance premiums in America are ...

  9. Self-funded health care - Wikipedia

    en.wikipedia.org/wiki/Self-funded_health_care

    an insurance or reinsurance entity created and owned, directly or indirectly, by one or more industrial, commercial, or financial entities, the purpose of which is to provide insurance or reinsurance cover for risks of the entity or entities to which it belongs, or for entities connected to those entities, and only a small part, if any, of its ...

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