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  2. Debt consolidation without a loan: Here’s how to do it

    www.aol.com/finance/alternatives-debt...

    Debt consolidation loan alternatives. Because debt consolidation loans are unsecured personal loans, lenders may have stricter eligibility requirements. This could make it difficult for those with ...

  3. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

  4. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    Debt consolidation. Debt consolidation is a strategy that involves combining multiple debts into a single loan with a lower interest rate. Unlike debt settlement, consolidation requires full ...

  5. Debt Counselors: Which of These 3 Ways To Consolidate Debts ...

    www.aol.com/finance/debt-counselors-3-ways...

    A consolidation counseling repayment plan, also known as a debt management plan (DMP), is a structured program designed to simplify and accelerate debt repayment, Lewis-Parks explained.

  6. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    Debt consolidation can be a useful way to combine multiple lines of high-interest credit card debt under a loan with one fixed, monthly payment — and it’s one 8 percent of YouGov/CreditCards ...

  7. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    Bankrate’s take:Debt consolidation loanscan be used for consolidating credit card debt, medical debt and student loan debt. 4. Peer-to-peer loan. Peer-to-peer (P2P) lending platforms pair ...

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