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2. Illinois to cap interest rates on short-term consumer loans - AOL

   www.aol.com/news/2010-06-30-illinois-to-cap...

   Illinois Governor Pat Quinn signed a law capping interest rates on consumer installment loans -- paid over a period of time and with interest rates sometimes exceeding 1,000% -- and increasing the ...

3. What you need to know about short-term loans - AOL

   www.aol.com/finance/know-short-term-loans...

   Car title loans: Another type of short-term lending, a car title loan, allows the borrower to use their vehicle as collateral as long as it’s owned outright. These loans usually allow you to ...

4. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   Once a loan is repaid, under the new law, the borrower must wait 10 days before obtaining another payday loan. The law allows the term of a loan to run from 14 to 35 days, with the fees capped at $15.50 for each $100 borrowed [27] 58-15-33 NMSA 1978. There is also a 50-cent administrative fee to cover costs of lenders verifying whether a ...

5. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   This is an accepted version of this page This is the latest accepted revision, reviewed on 27 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

6. What are instant loans? Everything you need to know - AOL

   www.aol.com/finance/instant-loans-everything...

   An instant loan is a short-term loan that’s typically for a small amount of money and comes with high interest rates and fees. Often, people turn to them because they are facing an emergency ...

7. Critical factors to consider when taking out payday loans ...

   www.aol.com/finance/critical-factors-consider...

   Personal loans tend to have a minimum repayment term of 12 months, so you’d technically pay more in interest over the life of a loan compared to a payday loan ($205.55 vs. $153.42). That said ...