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  2. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    Filing by phone might be the best option if you need a dispute specialist to help you with the process. All three credit bureaus have phone numbers you can call: Equifax: (866) 349-5191

  3. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    A Section 609 dispute letter allows consumers to request verification of accounts on their credit reports. If the disputed information cannot be verified within 30 to 45 days, the credit bureaus ...

  4. Stick It to the Man: How To Dispute a Credit Report Error ...

    www.aol.com/stick-man-dispute-credit-report...

    Step 3: Monitor Your Credit Report for Changes. After submitting your dispute letter and all supporting documentation to the credit bureau, you should receive a reply within 30 days.

  5. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  6. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act.

  7. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [ 1 ] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...

  8. Notice of Dispute Form - AOL Legal

    legal.aol.com/legacy/notice_of_dispute.html

    MAIL the form to Oath Inc., Dept. 5771, PO BOX 65101, Sterling, VA, 20165-8806. You may receive a call from an Oath Legal Representative at the phone number below to discuss your dispute. We will email you at the email address you provide below to confirm receipt of your Notice of Legal Dispute form.

  9. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    When you dispute an old debt, the bureau will open an investigation and ask the creditor reporting it to verify the debt. If it can’t, the debt has to come off your report.

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