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  2. Are CDs worth it right now? Here’s what experts say - AOL

    www.aol.com/finance/cds-worth-now-experts...

    With a CD, you commit to keeping your money locked up for a set amount of time, and the bank or credit union often rewards you by paying a higher yield than that of a standard savings account. The ...

  3. Are CDs Worth It Right Now? - AOL

    www.aol.com/cds-worth-now-192144827.html

    For instance, if you open a six-month CD with a 5.00% interest rate today and three months from now, the interest rate drops to 4.75%, your rate of 5.00% will not change. National CD Deposit ...

  4. Is It Worth Putting Money in a CD Right Now? - AOL

    www.aol.com/worth-putting-money-cd-now-110034293...

    Earlier this year, it was easy enough to find a CD paying 5%. Nowadays, you're most likely looking at a rate in the 4% range, which is still pretty competitive.

  5. Will CDs Be Worth It Once They Stop Paying 5%? - AOL

    www.aol.com/cds-worth-once-stop-paying-120014690...

    To put it another way, CD rates are now at a high because the Federal Reserve spent much of 2022 and 2023 raising interest rates to cool inflation. With rate cuts on the horizon, we can expect CDs ...

  6. 3. It’s worth opening a CD while rates are high - AOL

    www.aol.com/finance/m-banking-reporter-covers-cd...

    Among CDs that currently earn the top rates, here’s approximately how much interest a $10,000 deposit will earn by the time the CDs mature: 6-month CD earning 5.15% APY: $254 1-year CD earning 5 ...

  7. How much should you keep in a CD? Balancing safety and ... - AOL

    www.aol.com/finance/how-much-in-certificate-of...

    Banks charge higher interest rates on money they lend out than the interest they pay on customer deposit accounts. The difference is called a spread, and it’s what banks rely on to make money.

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