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  2. What nonprofit debt consolidation is and how it works

    www.aol.com/finance/nonprofit-debt-consolidation...

    How nonprofit debt consolidation works. When you hire a nonprofit debt consolidation company, a financial counselor will contact your creditors to negotiate more favorable terms on your debts. The ...

  3. StepChange - Wikipedia

    en.wikipedia.org/wiki/StepChange

    StepChange Debt Charity, formerly the Consumer Credit Counselling Service (CCCS), [1] is the trading name of the Foundation for Credit Counselling, and is a debt counselling charity in the United Kingdom. The organisation offers free debt advise, money management and can be contacted through its freephone telephone helpline [2] or online ...

  4. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1] Credit counseling is most often done by Credit counseling agencies that ...

  5. A comprehensive guide to debt relief programs - AOL

    www.aol.com/finance/debt-relief-guide-know...

    In simple terms, debt relief can do any of the following: Decrease what you owe. Reduce or eliminate the debt’s interest rate. Write off part or all of your debt. The more complex definition is ...

  6. Where to get debt relief help - AOL

    www.aol.com/finance/where-debt-relief-help...

    Key takeaways. Debt relief is a restructuring of debt to make it easier for you to pay it back. You can get debt relief from lenders, debt relief companies and credit counseling agencies. The best ...

  7. Public Service Loan Forgiveness - Wikipedia

    en.wikipedia.org/wiki/Public_Service_Loan...

    Public Service Loan Forgiveness. The Public Service Loan Forgiveness (PSLF) program is a United States government program that was created under the College Cost Reduction and Access Act of 2007 signed into law by President George W. Bush to provide indebted professionals a way out of their federal student loan debt burden by working full-time ...

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