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Guardian acquired Reed Group in 2012 and through it, provides human resources to companies dealing with employees on absence due to disability. It helps manage and administer claims related to employee absences, offers "LeavePro", a software to manage absences, and offers "MDGuidelines", a web-based tool to manage employee's return to work. [15]
National Guardian Life Insurance Company (NGL) is an American insurance company located in Madison, Wisconsin. It was formed in 1909 and is an independent mutual life insurance company and is licensed to do business in 49 states and the District of Columbia. [1] In 2011 NGL received an A− (Excellent) rating from A.M. Best. [2]
Acquisitions featured, and between 1890 and 1892 the Guardian bought three businesses in South Africa, one in France and one in Canada. [5] By the close of the 19th century, the Guardian was expanding the range of its non-life business. Following the Workmen's Compensation Act 1897 the Guardian opened an accident department. In 1907-8 it bought ...
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In 1820, there were 17 stock life insurance companies in the state of New York, many of which would subsequently fail. Between 1870 and 1872, 33 US life insurance companies failed, in part fueled by bad practices and incidents such as the Great Chicago Fire of 1871. 3,800 property-liability and 2,270 life insurance companies were operating in ...
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An explanation of benefits (commonly referred to as an EOB form) is a statement sent by a health insurance company to covered individuals explaining what medical treatments and/or services were paid for on their behalf. [1] The EOB is commonly attached to a check or statement of electronic payment. An EOB typically describes:
This is called double indemnity coverage and is often available even when accidental death insurance is merely an add-on to a regular life insurance plan. Some of the covered accidents include traffic accidents , exposure, homicide , falls, heavy equipment accidents and drowning .