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  2. Does homeowners insurance cover water damage? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Understanding water damage insurance claims. When water damage occurs, you need to take a few steps before you file a claim: Prevent additional damage by stopping water flow at the source. If a ...

  3. Total loss - Wikipedia

    en.wikipedia.org/wiki/Total_loss

    In insurance claims, a total loss or write-off is a situation where the lost value, repair cost or salvage cost of a damaged property exceeds its insured value, and simply replacing the old property with a new equivalent is more cost-effective. [1] [2] Such a loss may be an "actual total loss" or a "constructive total loss".

  4. Water damage - Wikipedia

    en.wikipedia.org/wiki/Water_damage

    An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.

  5. When to file a home insurance claim and how to do it - AOL

    www.aol.com/finance/file-home-insurance-claim...

    How fast you file the claim after the damage occurs, where your home is located, the severity of the claim and the ability to get materials to repair your home all factor into the time frame.

  6. What Is a homeowners insurance peril and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-peril...

    If and when a peril occurs and causes damage to your property, you may file a claim with your home insurance provider to help cover the repairs. A standard homeowners insurance policy lists the ...

  7. Damage waiver - Wikipedia

    en.wikipedia.org/wiki/Damage_waiver

    Damage waiver (DW) or, as it is often referred to, collision damage waiver (CDW) or loss damage waiver (LDW) is a term that can be included or purchased as an option in a car rental agreement, by which the rental company waives the right to pursue compensation from the renter if the vehicle is damaged or stolen. [1]

  8. Filing a home insurance claim - AOL

    www.aol.com/finance/filing-home-insurance-claim...

    Avoid throwing away damaged items: Although it can be tempting to clean up quickly after your home has sustained damage, doing so can hinder the insurance adjuster’s job when it comes to ...

  9. When and how to fight a denied homeowners insurance claim - AOL

    www.aol.com/finance/fight-denied-homeowners...

    Term. Meaning. Appraisal. An appraisal is a detailed assessment of either the property or property damage. An appraisal is written by an adjuster to estimate the amount of damage from a loss.

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