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  2. What's the difference between a pension and a 401k? - AOL

    www.aol.com/finance/whats-difference-between...

    Pension risks vs. 401(k) risks. As you might have noticed by now, the shift from pensions to 401(k)s has involved a shift in risk, too, from employer to employee. With pensions, the employer ...

  3. What are pension plans? - AOL

    www.aol.com/finance/pension-plans-181440876.html

    However, withdrawals in retirement are tax-free. 401(k) vs. pension plan. Both 401(k) plans and pension plans offer workers income in retirement. But unlike pensions, which put the onus of saving ...

  4. Roth vs Traditional 401(k)/457(b) when expecting pension ...

    www.aol.com/roth-vs-traditional-401-k-164438552.html

    With current expenses around $65,000 a year, they have about $700,000 saved across their 401(k) and 457(b) plans, Roth IRAs, and Health Savings Accounts (HSA). All of that is supported by a ...

  5. 401(k) - Wikipedia

    en.wikipedia.org/wiki/401(k)

    In the United States, a 401(k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401(k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer. This pre-tax option is what makes 401(k) plans ...

  6. Pensions vs. 401(K)s: Which Have Best Prepared America for ...

    www.aol.com/2012/12/27/pensions-vs-401ks-which...

    There are two major types of retirement plans: defined contribution plans like 401(k)s, and defined benefit plans like pensions. Both have flaws and advantages. Pensions are supposed to guarantee ...

  7. Comparison of 401(k) and IRA accounts - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_401(k)_and...

    Employee contribution limit of $23,500/yr for under 50; $31,000/yr for age 50 or above in 2025; limits are a total of pre-tax Traditional 401(k) and Roth 401(k) contributions. [4] Total employee (including after-tax Traditional 401(k)) and employer combined contributions must be lesser of 100% of employee's salary or $69,000 ($76,500 for age 50 ...

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