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The Citi Diamond Preferred is nearly identical to the Citi Simplicity, offering the same 21-month 0 percent intro APR on balance transfers and 12-month 0 percent intro APR on purchases (then an 18 ...
The Citi Diamond Preferred has no annual fee and currently offers 0% APR for 21 months from the date of the first transfer. It also has a 0% introductory period for purchases, which lasts a ...
I applied for the Citi Simplicity credit card because it offered a 0% APR on balance transfers for 21 months, followed by a variable APR of 18.24% - 28.99%. ... 3% balance transfer fee (increasing ...
A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can save you hundreds or thousands of dollars when financing large purchases ...
The Citi Simplicity card charges no late fees, no penalty rate and has one single interest rate for purchases, balance transfers and cash advances. That eliminates the so-called "gotchas" that can ...
With a balance transfer, you move your credit card debt from a credit card with high interest to your new card for interest-fee payments for a set period of time, often anywhere from 12 to 21 months.
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