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Cash payments that exceed $10,000 (or multiple related transactions involving more than $10,000) for a car require that the dealership report the transaction to the U.S. Treasury's Financial ...
If you took the cash you were about to give the dealer and invested it in an index fund for a return of 10% to 12% — and then financed the car with a five-year loan at 5.01% — you would make ...
The best way to buy a used car, according to money expert Rachel Cruze, is to pay with cash. However, if you have never paid for a used car using cash you might not fully understand the ins and ...
Paying for a car with cash can sometimes give you the upper hand in a negotiation, but it isn't always the case. If a dealer knows you're paying in cash, they might decide to charge you more. Some ...
In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]
Floor planning is commonly used in new and used car dealerships. [2] Contrary to common perceptions, most car dealers do not pay cash for the vehicles on their lot. [ 3 ] Even smaller dealerships can have an inventory of vehicles representing millions of dollars of capital investment .
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