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Tuition insurance may also cover student loans. [4] Tuition insurance can be obtained through educational institutions or directly from an insurance provider. [5] It can also be obtained as part of a student loan. [6] Most tuition insurance policies cover the cost of tuition in whole or partly if a student has to withdraw from his or her ...
In addition to medical expense insurance, "health insurance" may also refer to insurance covering disability or long-term nursing or custodial care needs. Different health insurance provides different levels of financial protection and the scope of coverage can vary widely, with more than 40% of insured individuals reporting that their plans do ...
Professional liability insurance (PLI), also called professional indemnity insurance (PII) but more commonly known as errors & omissions (E&O) in the US, is a form of liability insurance which helps protect professional advising, consulting, and service-providing individuals and companies from bearing the full cost of defending against a ...
For example, in California indemnification clauses do not cover certain risks unless the risks are listed in the contract, but in New York, the brief clause, "X shall defend and indemnify Y for all claims arising from the Product" makes X responsible for all claims against Y. [13] Indemnity can be extremely costly since X's liability insurance ...
Total Permanent Disability (TPD) is a phrase used in the insurance industry and in law.Generally speaking, it means that because of a sickness or injury, a person is unable to work in their own or any occupation for which they are suited by training, education, or experience.
A health insurance policy is a insurance contract between an insurance provider (e.g. an insurance company or a government) and an individual or his/her sponsor (that is an employer or a community organization).
Importantly all medical indemnity coverage now had to be provided as insurance; only by Australian authorized insurers; and the cover offered changed from claims-incurred to claims-made insurance. This provided a better way for insurers to estimate liabilities, hence, stabilize the industry.
Thus, when a patient claims injury as the result of a medical professional's care, a malpractice case will most often be based upon one of three theories: [10] Failure to diagnose: a medical professional is alleged to have failed to diagnose an existing medical condition, or to have provided an incorrect diagnoses for the patient's medical ...