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  2. Federal Deposit Insurance Corporation - Wikipedia

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    Even though the word deposit appears in the name, under federal law a safe deposit box is not a deposit account – it is merely a secured storage space rented by an institution to a customer. Insurance and annuity products, such as life, auto and homeowner's insurance. Deposit accounts are insured only against the failure of a member bank.

  3. 6 best ways to FDIC-insure your excess bank deposits - AOL

    www.aol.com/finance/ways-to-insure-excess-bank...

    U.S. Treasury bills, bonds and notes are also excluded, though they’re backed by the “full faith and credit of the U.S. government” — which is a pledge from the government that it will ...

  4. Federal Deposit Insurance Corporation Improvement Act of 1991

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    An Act to reform Federal deposit insurance, protect the deposit insurance funds, recapitalize the Bank Insurance Fund, improve supervision and regulation of insured depository institutions, and for other purposes. Nicknames: Bank Enterprise Act of 1991: Enacted by: the 102nd United States Congress: Effective: December 19, 1991: Citations ...

  5. Bank regulation in the United States - Wikipedia

    en.wikipedia.org/wiki/Bank_regulation_in_the...

    In the 1980s, during the savings and loan crisis, the FSLIC became insolvent and was abolished; its responsibility was transferred to the FDIC. Some financial institutions offer insurance in excess of FDIC or NCUA limits. For example, the Depositors Insurance Fund insures excess deposits at Massachusetts-chartered savings banks. American Share ...

  6. How is interest income taxed? - AOL

    www.aol.com/finance/interest-income-taxed...

    Treasury bills, notes, and bonds (these are taxed on the federal level but exempt from state and local taxes) Share accounts. U.S. savings bonds. Mutual funds. Exchange-traded funds (ETFs ...

  7. Financial Institutions Reform, Recovery, and Enforcement Act ...

    en.wikipedia.org/wiki/Financial_Institutions...

    The Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), is a United States federal law enacted in the wake of the savings and loan crisis of the 1980s. It established the Resolution Trust Corporation to close hundreds of insolvent thrifts and provided funds to pay out insurance to their depositors.

  8. Trump advisers seek to shrink or eliminate bank regulators ...

    www.aol.com/news/trump-advisers-seek-shrink...

    Advisers have asked the nominees under consideration for the FDIC, as well as the Office of the Comptroller of the Currency, if deposit insurance could be absorbed into the Treasury Department ...

  9. Federal Deposit Insurance Act - Wikipedia

    en.wikipedia.org/wiki/Federal_Deposit_Insurance_Act

    The Federal Deposit Insurance Act of 1950, Pub. L. 81–797, 64 Stat. 873, enacted September 21, 1950 by the 81st United States Congress and signed into law by Harry S. Truman is a statute that governs the Federal Deposit Insurance Corporation (FDIC).

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