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2. How To Calculate Your Debt-to-Income Ratio - AOL

   www.aol.com/calculate-debt-income-ratio...

   One of the many variables lenders use when deciding whether or not to loan you money is your debt-to-income ratio or DTI. Your DTI reveals how much debt you owe compared to the income you earn ...

3. Should I Contribute to My 401k or Pay Off My Credit Card Debt?

   www.aol.com/contribute-401k-pay-off-credit...

   For workers who hold credit card debt, which is more likely to lead to a secure future: diverting what would’ve been their retirement plan contribution and paying off that debt instead or making ...

4. 5 debts to prioritize paying off before retirement - AOL

   www.aol.com/finance/debts-to-pay-off-retirement...

   2. Personal or unsecured loans. After credit cards, prioritize paying off personal and unsecured loans next. These loans have an average interest rate of 11.92%, but rates can go up to 35.99% ...

5. Credit in your golden years: Does your credit score matter ...

   www.aol.com/finance/how-retirement-affects...

   💡 The FICO Score system With FICO Scores, a “good” credit score is anything between 670 and 739, and “very good” is a score between 740 and 799. If your score is above 800 ...

6. Everything you need to know about credit utilization ratio - AOL

   www.aol.com/finance/everything-know-credit...

   Key takeaways. Your credit utilization ratio is a credit scoring factor accounting for 30 percent of your FICO score. You can calculate your credit utilization ratio by dividing the total debt you ...

7. 3 steps to calculate your debt-to-income ratio - AOL

   www.aol.com/finance/3-steps-calculate-debt...

   Evaluate your spending plan, minimize expenses and use these funds to make extra payments towards your debt each month. Stop using credit cards or opening new credit accounts while paying down ...