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USSD can also be used to refill the balance on the user's SIM card and to deliver one-time passwords or PIN codes. Some operators use USSD to provide access to real-time updates from social-networking websites including Facebook and Twitter. [3] Between 2012 and 2018, the Wikipedia Zero project provided access to Wikipedia articles via USSD. [4]
Banks V. Telcos USSD Dispute is a 2019 commercial dispute in Nigeria between the banks and telecommunication companies about who should pay for the use of Unstructured Supplementary Service Data (USSD) for financial transactions such as funds transfer, checking account balance and mobile airtime top-ups. This service gained wide usage in ...
These scanners are legal and can be bought in regular electronics stores. Most modern mobile telephones running Android OS have a built in NFC reader that can be used to unlawfully scan contactless payment cards. A criminal can hide the scanner e.g. inside a glove or a bag, and then place it close to the victim and wirelessly steal the victim's ...
USSD gateway is based upon the ability of the delivery agent or the source to send and receive USSD messages. A USSD is a session-based protocol. A USSD is a session-based protocol. USSD messages travel over GSM signalling channels, and are used to query information and trigger services.
A contactless smart card is a card in which the chip communicates with the card reader through an induction technology similar to that of an RFID (at data rates of 106 to 848 kbit/s). These cards require only close proximity to an antenna to complete a transaction.
Instead of paying with cash, cheque, or credit card, a consumer can use a payment app on a mobile device to pay for a wide range of services and digital or hard goods. Although the concept of using non-coin-based currency systems has a long history, [ 1 ] it is only in the 21st century that the technology to support such systems has become ...
The response can contain encoded personally identifying information, including the card holder's name, address, Social Security Number, phone number, and pertinent account or employee information. [7] Upon capturing (or ‘harvesting’) this data, one is then able to program other cards to respond in an identical fashion (‘cloning’).
A SIM swap scam (also known as port-out scam, SIM splitting, [1] simjacking, and SIM swapping) [2] is a type of account takeover fraud that generally targets a weakness in two-factor authentication and two-step verification in which the second factor or step is a text message (SMS) or call placed to a mobile telephone.